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| Friday, November 21, 2008
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- The above fixed rates assume a good credit rating (a score of 700 or above)
- If the borrower chooses not to escrow, add ¼ (.25) point to closing costs
- Cash outs that exceed 70% LTV add ½ (.50) point to closing costs up to 80% LTV.
- Add ¾ (.75) point if between 80% and 90% LTV
- Closing costs and prepaid expenses may vary depending on Purchase vs Refi, Escrow vs not Escrowing, Conventional financing vs Subprime, and Credit Scores
- Rates may be bought down with points
- Rates are subject to change throughout the day
- 100% Financing - pricing options (purchase only)
- Up to 40 Year Term Mortgages Available
- Loan amounts under $100,000 are subject to different pricing
- Terms and Conditions are subject ot change daily
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Located in the Creative Financial Centre®
Fax: 765.553.3603
800.745.7776
Member INAMB
Available in Indiana Only
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Rates are subject to change daily and
subject to terms & conditions
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Programs
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Rate
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APR
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| Fixed Mortgage (C.S. 720 , based on 100K loan amount ) see terms & conditions for refinance |
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| 30 yr 97% |
6.750%
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6.863 |
| 30 yr 95% |
6.250%
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6.36 |
| 20 yr 95% |
6.125%
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6.36 |
| 15 yr 95% |
6.000%
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6.19 |
| ARM |
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| 3/1 (caps 226) |
6.125%
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6.24 |
| 5/1 (caps 226) |
6.375%
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6.36 |
| 7/1 (caps 525) |
6.500%
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6.61 |
| 10/1 IO (caps 525) |
6.750%
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6.86 |
| Jumbo (based on minimum loan amount) |
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| 3/1 |
6.125%
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6.15 |
| 5/1 |
6.625%
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6.65 |
| 15 yr |
6.375%
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6.42 |
| 30 yr |
6.750%
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6.77 |
| 2nd Mortgage (80% CLTV, C.S. 720 ) Rates subject to change based on Loan Amount and Term |
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| 10 yr Fixed |
6.99%
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6.99 |
| 15 yr Fixed |
7.49%
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7.49 |
| 10/30 Yr Fixed |
7.49%
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7.49 |
| 90 to 100% LTV available |
8.24%
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8.24 |
| HELOC Up to 100% CLTV, C.S. loan amount (Term of 120) |
Prime + or -
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| No Cosing Costs on 2nds >15K |
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Go
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